MyState’s range of personal loans including car loans are an easy way to finance your new or second-hand car, motorbike or caravan. Our personalised service will help to guide you through the personal loan application process and provided you have all the information we need, we can often advise on the spot if your personal loan application is approved. We also offer competitive rates on motor vehicle insurance, so talk to MyState today to get you one step closer to purchasing your new or used car.
Car loan features
- Flexible repayments – weekly, fortnightly or monthly
- A 1-7 year term unsecured car loan amount between $3000 and $30,000, subject to loan purpose and the exact amount
- A 1-10 year term secured car loan amount between $10,000 and $75,000 subject to security
- Competitive interest rates
- Lump sum repayments can be made at any time with no penalty
- No penalty for paying out your car loan early
Personal loan options
MyState Financial offers three personal loan options if you are looking to finance a new or second-hand car, motorbike or caravan:
- Unsecured car loan
- Secured car loan
- Personal loan
To find out which of these personal loan options would best suit your needs, make an appointment with MyState today.
How to apply for a MyState car loan and motor vehicle personal loan
If you are ready to apply for a car loan, you can:
- Drop into your nearest MyState Branch for on the spot decisions and same day funding#
- Make an appointment
- Call our Service Centre on 138 001
- Contact us via email
# For same day funding, apply in Branch before 1pm Monday to Friday, and if approved, you will be given access to your loan that day. Same day funding is not available for secured loans, when a guarantor is required, if an application is incomplete or needs to be referred for a more detailed review by a lending specialist and subject to system availability.
Rates, calculators and tools
Motor Vehicle Insurance
Our motor vehicle insurance policies give you the freedom to choose the most suitable cover for your needs. With emergency or temporary repairs, replacing your vehicle after a total loss, hire vehicle costs after theft or attempted theft and liability cover, our motor vehicle insurance will give you extensive coverage that is value for money. Read more about motor vehicle insurance
Insurance for personal loans
If you are applying for a MyState car loan, help protect your loan repayments with Consumer Credit Insurance (CCI) which is designed to give you peace of mind knowing that in the event of unforeseen circumstances, your personal loan repayments are covered. Read more about insurance for personal loans
More information and resources
For more information and personal loan tips, visit our money tips page on this website. Here you will find our repayment calculator, budget planners, information about our insurance products and much more.